Author: Dale Elenteny

Dale Elenteny is one of three regional managing directors at Non-QM Mortgage Brokers. Dale is a top-producing mortgage loan originator. Dale brings almost 30 years of experience in the mortgage business to GCA.  A mentor to Gustan Cho NMLS 873293 when he first got started in the mortgage business in April 2012, Dale has mentored hundreds of loan officers throughout the years. Dale's passion is to help clients who recently got denied a mortgage due to the lender having overlays. Dale Elenteny will analyze the client, look at all angles, and if he believes the borrower has the ability to repay their mortgage and meets the minimum agency guidelines, Dale will find a way to make it work. Dale's expertise in tough deals comes naturally because he has first-hand knowledge of difficult deals through his many years as a wholesale rep for multiple wholesale mortgage lenders. Dale can be reached on his cell at 630-479-2719. Text Dale Elenteny for a faster response. Or email Dale at dale@gustancho.com.
Mortgage Credit Scores
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Mortgage Credit Scores Used By Lenders To Qualify Borrowers

ByDale Elenteny

Mortgage Credit Scores: What Do Lenders Use to Qualify Borrowers in 2024? If you’re considering buying a home or refinancing, you’ve probably heard much about credit scores. But what exactly are mortgage credit scores, and how do they affect your ability to get approved for a loan? In this blog post, we’ll cover everything you…

HARP For Underwater Mortgages
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HARP For Underwater Mortgages Refinance Guidelines

ByDale Elenteny

This guide on HARP for underwater mortgages is an older blog from when the Home Affordable Refinance Program was popular. HARP for underwater mortgages no longer exists. This guide on HARP for underwater mortgages was updated and edited for archival services for viewers who want to research HARP for underwater mortgages. In the following sections,…

Automated Underwriting System Approval

Automated Underwriting System Approval: AUS Findings

ByDale Elenteny

This Article Is About Automated Underwriting System Approval Findings on home mortgages The automated underwriting system approval findings is a sophisticated computerized system used by mortgage lenders to get automated findings on government and conventional loans. Programmed in the AUS is data of all updated agency mortgage guidelines. What Is The Automated Underwriting System Approval?…

Multiple FHA Loans At Same Time Mortgage Guidelines
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Multiple FHA Loans at Same Time Mortgage Guidelines

ByDale Elenteny

This Article Is About Multiple FHA Loans At Same Time Mortgage Guidelines FHA loans are the second most popular loan program in the United States next to conventional loans. HUD, the parent of FHA, has more lenient mortgage lending guidelines than Fannie Mae and/or Freddie Mac. FHA loans have great benefits for first-time homebuyers, borrowers…