Author: Dale Elenteny

Dale Elenteny is one of three regional managing directors at Non-QM Mortgage Brokers. Dale is a top-producing mortgage loan originator. Dale brings almost 30 years of experience in the mortgage business to GCA.  A mentor to Gustan Cho NMLS 873293 when he first got started in the mortgage business in April 2012, Dale has mentored hundreds of loan officers throughout the years. Dale's passion is to help clients who recently got denied a mortgage due to the lender having overlays. Dale Elenteny will analyze the client, look at all angles, and if he believes the borrower has the ability to repay their mortgage and meets the minimum agency guidelines, Dale will find a way to make it work. Dale's expertise in tough deals comes naturally because he has first-hand knowledge of difficult deals through his many years as a wholesale rep for multiple wholesale mortgage lenders. Dale can be reached on his cell at 630-479-2719. Text Dale Elenteny for a faster response. Or email Dale at dale@gustancho.com.
How To Improve Your Credit Scores
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How To Improve Your Credit Scores To Qualify For a Mortgage

ByDale Elenteny

In this article, we will cover how to improve your credit scores to qualify for mortgage. There are many ways how to improve your credit scores to qualify for mortgage. It is not too difficult and many times, just applying a few simple techniques can do wonders. The team at Non-QM Mortgage Lenders are experts…

HUD Chapter 13 Bankruptcy Guidelines

HUD Chapter 13 Bankruptcy Guidelines on FHA Loans

ByDale Elenteny

In this article, we will cover HUD Chapter 13 Bankruptcy Guidelines on FHA loans, HUD, the parent of the Federal Housing Administration (FHA) is one of two mortgage loan programs that allow borrowers to qualify for home loans during Chapter 13 Bankruptcy repayment plan. You do not have to have the Chapter 13 Bankruptcy discharged…

FHA Loans With Collection Accounts
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Can I Get Approved For FHA Loans With Collection Accounts

ByDale Elenteny

In this article, we will cover and discuss getting approved for FHA loans with collection accounts. Home Buyers who are looking to get qualified for a purchase mortgage loan or a refinance mortgage loan can qualify for FHA loans with collection accounts without having to pay outstanding collections and charge-offs. HUD Guidelines state that borrowers can…

Investment Property Mortgage Loans

Investment Property Mortgage Guidelines For Real Estate Investors

ByDale Elenteny

In this blog, we will cover investment property mortgage loans for real estate investors. We will cover investment property mortgage loans with no income doc or limited income documentation.  We will explain what the basic investment property mortgage guidelines are and the eligibility requirements. In the following paragraphs, we will cover qualifying for investment property…

90 LTV Jumbo Loans
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90 LTV Jumbo Loans With No Private Mortgage Insurance

ByDale Elenteny

In this blog, we will cover and discuss 90 LTV jumbo loans with no private mortgage insurance. Home prices are skyrocketing like never before and many people are getting priced out of the housing market due to needing jumbo loans. Real estate prices have been increasing since 2010. Despite mortgage rates being the highest since…

Multiple FHA Loans At Same Time Mortgage Guidelines
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Multiple FHA Loans at Same Time Mortgage Guidelines

ByDale Elenteny

This Article Is About Multiple FHA Loans At Same Time Mortgage Guidelines FHA loans are the second most popular loan program in the United States next to conventional loans. HUD, the parent of FHA, has more lenient mortgage lending guidelines than Fannie Mae and/or Freddie Mac. FHA loans have great benefits for first-time homebuyers, borrowers…