This guide covers buying and selling a home simultaneously without stress. The team at Gustan Cho Associates are experts in helping mortgage borrowers buy and sell a home simultaneously without stress. In this article, we will provide information about selling your home. With the spring 2024 season just around the corner, the real estate market…
This guide covers paying off mortgage balance before the end of the loan term. Every homeowners dream is to have a home that is free and clear of any mortgage. Paying off mortgage balance earlier than the loan term is every homeowners dream. Most homeowners have a 30 year fixed rate mortgage. There are a…
This guide covers getting a mortgage and buying a house in the Virgin Islands. A series of breathtakingly stunning islands only a hop, pass, and bounce from the American mainland, the American Virgin Islands has long been considered America’s Caribbean and is one of the most specific locations inside the country for American consumers to…
This guide covers buying a fixer-upper home with a renovation loan. Several types of renovation loans exist for homebuyers and real estate investors. Owner-occupant homebuyers can utilize FHA 203K renovation loans for primary homes. The 2008 real estate and credit market collapse has devastated millions of American homeowners nationwide. Many lenders are wary of lending…
In this blog, we will be covering and going over the mortgage process for buying new construction homes. Buying new construction homes is becoming increasingly popular among homebuyers. Most first-time homebuyers opt buying new construction homes versus existing homes. Many first-time homebuyers have a choice of either buying a new construction home or an already…
In this article, we will discuss and cover how I passed the NMLS exam the first time taking the test. We will explain how to study for the 125 questions NMLS exam and pass it the first time around. We will explain how NOT to go about studying for the NMLS exam and passing the…
We will be covering the steps to buying a house with little money and no closing costs. Most Americans can easily afford a new mortgage payment on a home purchase. The difficult part is coming up with the down payment and closing costs for the home purchase. No matter how much you make, saving money…
This Article Is About Low Property Tax States For Home Buyers Relocating The coronavirus outbreak has made many employers offer remote job career opportunities for their employees. Many jobs are not remote job positions. Remote workers can work in any city, county, state they want. Remote workers do not have to report to a brick-and-mortar…
This guide covers facts about VA home loans Veterans do not know. VA loans are the most popular loan program in the United States. However, not all home buyers or veterans can qualify. Home Buyers need to be veterans in one of the branches of the United States Military with a Certificate of Eligibility (COE)….
This guide covers renovations after purchase by homeowners. You have purchased your home, and you are done moving in. All the boxes have been unpacked, and you are settling in nicely; what is there to do now? Slowly but surely, it is time to spend more money. It isn’t on repairs. Instead, it is on…
In this blog, we will discuss and cover multi-unit homes guidelines on two to four-unit homes. Multi-unit homes are two to four-unit residential homes. Home Buyers can purchase any properties between one to four units as owner occupant properties with FHA, VA, USDA, and Conventional Loans. Owner-occupied multi-unit homes are where the owner lives in…
This guide covers important tips for starting small businesses for entrepreneurs and getting financing. Starting a business requires you to do a lot. You have to research, plan, get finances, and meet legal obligations. The first two years are the most risky and have the most dangers of failing when starting small businesses from scratch,…
This guide covers the best wholesale mortgage lenders for non-QM and qualified loans. What makes a wholesale investor the best wholesale mortgage lender? What makes wholesale mortgage lenders the best of the best? No two wholesale mortgage lenders are the same. If push comes to shove, many mortgage professionals would rather choose an A-tier wholesale…
This guide covers the steps to shopping and buying a house in Hawaii. Buying a house in Hawaii can be quite costly. Home prices in Hawaii are above the national average. Besides high home prices, everything in Hawaii costs more than the mainland U.S. Many homebuyers buying a house in Hawaii will discover that home…
The mortgage markets plays a crucial role in the overall economy, and its performance significantly impacts various sectors, including real estate investments. Despite soaring inflation, the Federal Reserve Board keeps increasing interest rates, which means higher mortgage rates. Rising inflation and the potential for interest rate hikes in the future have introduced an element of…