USDA Loans

Government Shutdown
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How Government Shutdown Affect Homebuyers

Many Americans remember the last government shutdown during the Trump Presidency a few years back. Never in history was Congress so divided as it was when President Donald Trump was the 45th President of the United States. Is the government shutdown over? In the last government shutdown, the mortgage markets got greatly affected. USDA loans…

Government-Backed Loans
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Government-Backed Loans For First-Time Homebuyers

This Article Is About Government-Backed Loans for first-time homebuyers. Most people do not want too much government. However, when it comes to government-backed loans, everyone is all for it. Government-backed loans are ideal for first-time homebuyers because it requires little to no down payment plus has lenient mortgage guidelines. In the following paragraphs, we will…

USDA Home Mortgage Guidelines

USDA Home Mortgage Guidelines and Eligibility Requirements

Home Buyers who meet USDA home mortgage guidelines can qualify for USDA loans with 100% financing. with no closing costs by using seller concessions and lender credit.  Many people do not realize that USDA loans are not just for a home purchase in rural areas.  Many suburbs of larger cities and towns are designed in…