VA Loans

VA Cash-Out Eligibility Guidelines
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VA Cash-Out Eligibility Guidelines: How to Qualify in 2024

VA Cash-Out Eligibility Guidelines: Your Complete Guide for 2024 When it comes to refinancing your home, the VA cash-out refinance is one of the best options out there for veterans and active-duty service members. The VA cash-out refinance program in 2024 enables homeowners to access their home equity through a 100% cash-out refinance, offering competitive…

VA Loans After Mortgage Charge-Off
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VA Loans After Mortgage Charge-Off Lending Guidelines

This article will cover the mortgage agency guidelines on VA loans after mortgage charge-off. There are mandatory waiting periods after bankruptcy, foreclosure, deed-in-lieu of foreclosure, and short sale to qualify for government and conventional loans. VA loans are the best mortgage loan program in the United States. However, only veterans with a certification of eligibility…

Secured Credit Cards
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Re-Establishing Credit With Secured Credit Cards

This guide will cover re-establishing credit with secured credit cards to qualify for a mortgage. Qualifying for a home loan is not as difficult as many people think. Most homebuyers think they need a large down payment and good credit to qualify for a mortgage loan. Lenders do realize that many folks may have gone…

VA Loan With High DTI
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Can I Qualify For VA Loan With High DTI | 2023 VA Guidelines

In this blog, we will discuss and cover one of the most frequently asked questions we receive daily can I qualify for a VA loan with high DTI? VA loans are the best mortgage loan program in the United States.  Dale Elenteny of Non-QM Mortgage Lenders issues the following statement about VA loans: VA loans…

VA Overlays
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VA Overlays Versus Agency Guidelines on VA Home Loans

In this blog, we will cover and explain VA overlays imposed by mortgage lenders on VA home loans. VA loans are the best mortgage loan program in the United States. No other owner-occupant primary home loans come close to the benefits of VA loans. Private lenders offer VA loans at 100% financing where no down…

Government-Backed Loans
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Government-Backed Loans For First-Time Homebuyers

This Article Is About Government-Backed Loans for first-time homebuyers. Most people do not want too much government. However, when it comes to government-backed loans, everyone is all for it. Government-backed loans are ideal for first-time homebuyers because it requires little to no down payment plus has lenient mortgage guidelines. In the following paragraphs, we will…

VA Refinancing Guidelines

VA Refinancing Guidelines And Requirements On VA Home Loans

In this blog, we will be covering the VA refinancing guidelines and requirements for VA loans. VA loans are limited to only Veterans who have gotten an honorable discharge from a branch of the United States Armed Services and have a valid VA Certificate Of Eligibility. VA loans offer 100% financing. A veteran with a…

VA Loans With 580 Credit Scores
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Can I Buy a House With VA Loans With 580 Credit Scores

In this article, we will cover and discuss qualifying for VA loans with 580 credit scores.  Active duty and retired eligible veterans with a VA certificate of eligibility do not realize that they can get qualified for VA loans with 580 credit scores. Actually, the U.S. Department of Veteran Affairs has no minimum credit score…