VA manual underwriting

Manual Underwriting | FHA Loans | VA Loans | Videos

Manual Underwriting Credit Guidelines on VA and FHA Loans
ByGustan Cho March 22, 2023December 16, 2025

This blog will cover and discuss manual underwriting credit guidelines on VA and FHA loans. VA and FHA allow for manual underwriting. Fannie Mae and Freddie Mac do NOT allow manual underwriting on conventional loans. According to Angie Torres, the National Operations Director at Non-QM Mortgage Lenders, manual underwriting is defined as follows: Manual Underwriting…

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Manual Underwriting | VA Chapter 13 Bankruptcy Guidelines | VA Loans | Videos

VA Manual Underwriting Guidelines For Chapter 13 Bankruptcy
ByGustan Cho November 3, 2022April 30, 2024

In this blog, we will cover VA Manual Underwriting Guidelines During Chapter 13 Bankruptcy Repayment Period. VA loans are home loan programs for active and/or retired members of the United States Armed Services with a Certificate of Eligibility. The Certificate of Eligibility is also referred to as the COE. Only active-duty and retired members of…

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