Videos

Automated Underwriting System Approval
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Automated Underwriting System Approval: AUS Findings

Automated Underwriting System Approval: Your Fast Track to a Home Loan in 2024 The automated underwriting system approval is a valuable asset that can bring you one step closer to owning your ideal home or refinancing your existing one. Whether buying a new house or looking to lower your mortgage payments, understanding how AUS works…

Gift of Equity Mortgage Guidelines

How Gift of Equity Mortgage Guidelines Help You Buy a Home

Gift of Equity Mortgage Guidelines: Buying a Home from Family in 2024 If you’re considering buying a home from a family member, the gift of equity mortgage might be the perfect way to make it happen without needing a big down payment. It’s a great option for those looking to keep homeownership in the family…

Conventional Versus FHA Loans
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Conventional Versus FHA Loans Which Do I Choose?

Conventional Versus FHA Loans: Which Is Best for You in 2024? When purchasing a house, selecting the appropriate mortgage is a significant choice. The two most popular mortgage options are conventional loans and FHA loans. If you’re a first-time homebuyer or trying to figure out the best way to finance a new home, you’re probably…

Secured Credit Cards
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Top Tips for Using Secured Credit Cards to Rebuild Credit

How Can Secured Credit Cards Help You Rebuild Credit and Qualify for a Mortgage in 2024? If you dream of buying a home, you might wonder how to boost your credit to qualify for a mortgage. Good news—rebuilding credit isn’t as hard as you think, and secured credit cards are a powerful tool to get…

VA Guidelines After Bankruptcy
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VA Guidelines After Bankruptcy And Foreclosure On VA Home Loans

VA Guidelines After Bankruptcy: Qualifying for a VA Loan in 2024 If you’ve experienced bankruptcy, don’t give up on your dream of homeownership. The VA loan program offers one of the most flexible and forgiving paths to homeownership, even after financial setbacks like bankruptcy or foreclosure. For veterans and active-duty service members, the VA loan…

Timeshare Foreclosure Waiting Period Mortgage Guidelines
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Timeshare Foreclosure Waiting Period Mortgage Guidelines

If you’ve had a timeshare foreclosure, don’t worry—you can still buy a home without a long waiting period. Most people think a timeshare foreclosure is just like a mortgage foreclosure, but that’s not true. In this post, we’ll explain how a timeshare foreclosure differs and why you may not need to wait years to get…

FHA 203k Mortgage Loan
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FHA 203k Mortgage Loan Qualification Requirements

Are you dreaming of owning a home that needs some TLC? Or you’re a homeowner looking to renovate and make your house your dream home. Consider the FHA 203k Mortgage Loan program as a potential option. With this loan, you can fund the purchase (or refinance) and the remodeling of a home using a single…

Home Appraisal
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Boost Your Home Appraisal Value with These Easy Tips

Whether buying a new home or refinancing your current one, a home appraisal is a critical step in the mortgage process. But the appraisal process can feel confusing and even a little intimidating if you’re like most homebuyers or homeowners. Don’t worry—we’ve got you covered! In this guide, we’ll break down everything you need to…

Verification of Rent
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Verification of Rent on Manual Underwriting Mortgage Loans

Verification of Rent: Why You Need it When Getting Approved for a Mortgage in 2024 Buying your first home is one of the biggest steps you’ll ever take. And if you’re like most people, you’ve been renting until now. Lenders look at many things when deciding whether to approve your mortgage application, but did you…

Mortgage For Recent College Graduates
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Mortgage For Recent College Graduates

Mortgage For Recent College Graduates: A 2024 Guide to Buying Your First Home Graduating from college is an exciting time filled with new opportunities. Alongside landing your first full-time job, many recent graduates are ready to take the next big step—buying a home. The great news is you don’t need years of job experience or…

Wholesale Mortgage Lenders

Best Wholesale Mortgage Lenders For Non-QM and Traditional Loans

This guide covers the best wholesale mortgage lenders for non-QM and qualified loans. What makes a wholesale investor the best wholesale mortgage lender? What makes wholesale mortgage lenders the best of the best? No two wholesale mortgage lenders are the same. If push comes to shove, many mortgage professionals would rather choose an A-tier wholesale…

Buying a House in Hawaii
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Guide To Buying a House in Hawaii

This guide covers the steps to shopping and buying a house in Hawaii. Buying a house in Hawaii can be quite costly. Home prices in Hawaii are above the national average. Besides high home prices, everything in Hawaii costs more than the mainland U.S. Many homebuyers buying a house in Hawaii will discover that home…