In this blog, we will cover the various first-time homebuyer mortgage options that are available in today’s mortgage marketplace. There are many different types of first-time homebuyer mortgage options. We will review first-time homebuyer mortgage options for borrowers with bad credit, no credit, high debt-to-income ratios, 1099 wage earners, and self-employed borrowers. Apply Now What…
In this blog, we will cover and discuss qualifying for a new home loan with late payments in the past 12 months. Home Buyers can qualify for home loans with prior bad credit. Qualifying for a home loan with late payments in the past 12 months is different than qualifying for a mortgage with prior…
During this writing, we are going to talk about USDA Loans. By the end of this blog, you will know what a USDIn this A Loan is, what the necessary requirements are to obtain a USDA Loan, and how to apply for one. What is a USDA Loan? A USDA Loan is a type of…
Many borrowers and real estate agent partners who have never heard of us at Non-QM Mortgage Lenders often question, Why Choose Non-QM Mortgage Lenders The answer is very simple. We have more government-backed and conforming loan programs with no lender overlays than any other mortgage broker in the country. We have more non-QM and alternative…
In this guide on what are the eligibility and qualification requirements to qualify for a mortgage after Chapter 13 Bankruptcy, we will cover what type of mortgage loan program you can qualify for during and after the Chapter 13 Bankruptcy repayment plan. We will also cover the agency mortgage guidelines on qualifying for a mortgage…
In this guide, we will explain and cover what loan level pricing adjustments (LLPAs) by mortgage lenders are and how it works. LLPAs are pricing hits to par rates charged by lenders due to the risk levels of the borrower. The higher the risk, the higher the mortgage rates the lender will charge. Not all…
In this mortgage guide, we will cover qualifying for jumbo loans after bankruptcy. We all know that despite our best intentions, we can have instances that happen in life that cause financial hardship. We get in over our heads in debt or a major event has occurred that has made it impossible to dig ourselves…
In this guide on Jumbo Loans, we will cover traditional and non-QM jumbo loans available at Non-QM Mortgage Lenders Any mortgage loan that exceeds the maximum conforming loan limit is considered non-conforming. Fannie Mae and Freddie Mac will not purchase mortgages that exceed their conforming loan limit. Days of needing perfect credit and high credit…
In this blog, we will discuss and cover mortgage loan programs for homebuyers and homeowners. Gustan Cho Associates, Powered by NEXA Mortgage, LLC, is licensed in 48 states with relationships of over 160 wholes sales. We have wholesale lenders with no mortgage overlays on government and conventional loans. Besides FHA, VA, USDA, and Conventional loans,…
In this blog, we will discuss why Gustan Cho Associates is hands down the best mortgage lenders with no overlays in Indiana for 2022. Gustan Cho Associates | Empowered by | NEXA Mortgage, LLC | are now able to offer our services in the state of Indiana. During a recent transition to our new regional…
In this blog, we will cover and discuss bad credit home loan with no overlays and low credit scores. Many hard working Americans were affected by the real estate and credit collapse of 2008. Many business owners had to close their businesses, many lost jobs due to corporate layoffs. Many had to settle with new…
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